Receive an instant loan with an LTV ratio of up to 50%

We are pleased to announce that Exchange users can now secure a FLOW and LUNA loan by borrowing against their crypto, and access a loan-to-value (LTV) ratio of up to 50%.

Lending allows users to monetise their crypto assets without the need to sell them. There are no required credit checks, and users can pay back partially or in full at any time without early repayment fees. Available for retail and institutional users.

Supported Collaterals: CRO, BTC, ETH, LTC, VET, LINK, DOT, XRP, USDT, USDC, DAI, ATOM, BCH, ADA, XLM, WBTC, ALGO, PAXG, and UNI

Supported Loan Currencies: USDC, USDT, BTC, ETH, XRP, LINK, DOGE, UNI, YFI, DAI, MATIC, 1INCH, FIL, COMP, BAL, SOL, ENJ, CRV, FLOW and LUNA

Loan-to-Value (LTV) Ratio: 25% / 33% / 50%

CRO Token Utility: Users who stake CRO can enjoy an even lower annual interest rate (see table below).

Initial LTV

CRO Stake < 100K

CRO Stake ≥ 100K

LTV = 25%

2.00% APR

1.00% APR

LTV = 33%

6.00% APR

4.00% APR

LTV = 50%

8.00% APR

6.00% APR


Note: Crypto.com Exchange users need to complete Advanced level verification to use Lending. Citizens or residents of the excluded jurisdictions listed here cannot use our Lending services at this time.


Please click here for more details.