Improve loan health by adding or removing collaterals

Crypto.com Exchange Lending has launched the Collateral Adjustments feature, which enables users to improve their loan-to-value (LTV) ratio at any time by adding or removing deposited collaterals.

Lending allows users to monetise their crypto assets without the need to sell them. They can secure an instant loan backed by their crypto with an initial LTV ratio of up to 50%. Users can then manage their LTV by adding or removing collateral, depending on the current LTV relative to the initial LTV; an updated LTV will be effective immediately after the adjustments. There are no required credit checks, and users can pay back partially or in full at any time without early repayment fees.

Supported Collaterals: CRO, BTC, ETH, LTC, VET, LINK, DOT, XRP, USDT, USDC, DAI, ATOM, BCH, ADA, XLM, WBTC, and ALGO

Supported Loan Currencies: USDC, USDT, BTC, ETH, XRP, LINK, DOGE, UNI, YFI, DAI, MATIC, and 1INCH

Initial Loan-to-Value (LTV) Ratio: 25% / 33% / 50%

CRO Token Utility: Users who stake CRO can enjoy an even lower annual interest rate (see table below).



Note:
Crypto.com Exchange users need to complete Advanced level verification to use Lending. Citizens or residents of the excluded jurisdictions listed here cannot use our Lending services at this time.

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